2025 has been a monster year for class action payouts.
Google wrote a $100 million check over AdWords overcharges, Apple put up $95 million to settle its Siri privacy case, and MGM Reports dropped $45 million after its data breaches exposed customer info.
However, the year isn’t over yet, and there’s still money on the table.
Here are 10 pending settlements you can potentially file for before 2025 ends.
Key takeaways
- Many major settlements are still open for claims in 2025
Consumers can recover money from data breaches, hidden fees, false advertising, and product recalls. Most payouts depend on what you bought, what happened to your data, and what fees you were charged. - Eligibility is often broader than people realize
You don’t always need proof of purchase, and several settlements automatically send payments if you previously held an account. Even small purchases can qualify you for real refunds. - Deadlines matter, and most fall between late 2025 and early 2026
Each settlement has its own claim window. Missing it usually means losing your payout entirely, even if you’re fully eligible. - Documentation can multiply your payout
Many settlements pay higher amounts if you can show receipts, account statements, or fraud-related losses. Others offer fixed amounts when documentation isn’t available, so it’s still worth checking your eligibility. - The easiest way to avoid missing money is to automate the entire process
Settlements pop up constantly, and most people never hear about them. Settlemate solves this by scanning your email for eligible purchases, auto-filling claims, tracking payouts, and alerting you the moment a new settlement matches your profile.
1. Mindpath Health’s $3.5 million settlement over a patient data breach
Mindpath Health is paying up after hackers broke into its Microsoft 365 email system in 2022 and exposed sensitive patient information. The health data breach lawsuit claims this could’ve been prevented with basic security practices.
Mindpath denies wrongdoing, but it still put $3.5 million on the table to close the case.
The settlement covers cash for the time spent dealing with the fallout, reimbursement for documented losses, and three years of credit monitoring. California patients will automatically receive a $50 statutory payment, adjusted based on total claims.
You’re eligible for this pending settlement if:
- You received a notice in January 2023 about the March or July 2022 Mindpath data breaches.
- Mindpath identified you as potentially affected by the incidents.
- You lived in California during one of the breaches (for the California subclass).
You can file a claim by January 5, 2026.
2. Papaya Gaming’s $15 million settlement over bots in Solitaire Cash
Papaya Gaming has been under pressure after players accused its popular money-gaming apps of rigging the competition. The lawsuit says the company quietly used bots in games like Solitaire Cash and Bubble Cash while advertising them as skill-based matchups.
While Papaya denies any wrongdoing, it still agreed to a $15 million settlement to move past the dispute.
The payout includes cash or in-game credits. If your Papaya account is still active, you’ll automatically receive an in-game credit. If not, you need to submit a claim to access your share of the fund.
You should submit that claim only if you meet the following three criteria:
- You had a Papaya Gaming account.
- You made a deposit in Solitaire Cash, Bubble Cash, Bingo Cash, 21 Cash, or Triple Match Cash.
- Your deposit occurred between January 1, 2019, and September 5, 2024.
The deadline is January 30, 2026.
3. Real estate companies’ $42 million settlement over inflated commissions
Dozens of real estate firms have agreed to pay out after home sellers accused the industry of forcing them into an anticompetitive commission system. The lawsuit claims sellers were required to cover both their own agent’s fee and the buyer’s agent’s fee, which allegedly drove commissions higher nationwide.
The companies ultimately chose to resolve the case with a $42.7 million settlement.
You’re eligible to claim your portion of this settlement if:
- You sold a home listed on an MLS.
- You paid a commission to a real estate brokerage.
- Your sale occurred between 2017 and 2025, depending on your state’s eligibility window.
The settlement pays home sellers back based on the commissions they actually paid. So, your exact share depends on your sale price, your commission structure, and how many sellers file a claim.
You can file the claim by December 30, 2025.
4. New York Community Bank’s $1.23 million settlement over illegal ATM and NSF fees
Flagstar Financial, formerly known as New York Community Bank (NYCB), agreed to pay after customers said the bank piled on unfair fees.
The hidden fees lawsuit claims NYCB charged multiple out-of-network (OON) ATM fees for a single withdrawal and repeatedly hit customers with non-sufficient funds (NSF) and overdraft fees on the same check or ACH (Automated Clearing House) payment.
The bank disputes the allegations, but it set aside $1.23 million for a settlement fund.
Payouts are based on the fees you were actually charged. Current customers will get account credits, while former customers will receive checks. No claim form is required since payments go out automatically if you qualify.
Besides a NYCB checking account, you need to meet one of these two requirements to qualify for the settlement:
- You were charged NSF or overdraft fees on check or ACH payments between March 2, 2017, and January 1, 2020.
- You were charged multiple OON ATM fees between August 20, 2020, and February 20, 2024.
If you have an issue with the settlement, you must opt out or object by December 15, 2025.
5. Navy Federal Credit Union’s $1.7 million settlement over denied fraud claims
Navy Federal Credit Union is resolving allegations that it mishandled reports of unauthorized electronic fund transfers. The lawsuit argues the credit union routinely denied fraud claims without proper investigation and failed to provide documents members asked for.
Navy Federal rejects those claims, but it set aside $1.7 million to put the issue behind it.
The settlement offers cash payments to members whose fraud claims were denied. The exact amount each person receives depends on how many people file.
Navy Federal also agreed to update its policies so members get clearer explanations and proper documentation going forward.
You can claim this settlement right now if:
- Your report of an unauthorized electronic fund transfer was denied between October 10, 2022, and August 20, 2025.
- You requested documents that Navy Federal relied on, and didn’t receive them (for the document-request subclass).
If you want a payout, you must file a claim by December 18, 2025.
6. AT&T’s $177 million settlement over two major data breaches
AT&T has agreed to a $177 million settlement, the largest pending settlement in this guide and one of the largest consumer payouts in U.S. history, after two separate data breaches exposed customer information in 2024.
One breach involved AT&T-specific customer data circulating on the dark web, while the second stemmed from information pulled from a Snowflake-hosted workspace.
You’re eligible if your data was part of either incident:
- The breach AT&T disclosed on March 30, 2024
- The Snowflake breach announced on July 12, 2024
The payout structure is split across both incidents.
Customers whose Social Security numbers or other sensitive identifiers were exposed can request higher-tier cash payments, while anyone who experienced fraud tied to either breach can claim reimbursement for documented losses. People affected in the Snowflake incident also qualify for a separate cash tier.
The deadline to file a claim is December 18, 2025.
7. JOOLA’s false-advertising settlement over its Gen 3 pickleball paddles
JOOLA’s Gen 3 pickleball paddles sparked a wave of complaints after players learned the paddles weren’t actually approved by USA Pickleball, despite being marketed that way. Buyers said they paid premium prices for equipment advertised as “tournament-ready” when it wasn’t.
Sport Squad, JOOLA’s parent company, denies the allegations but agreed to resolve the case through a nationwide settlement.
To claim this settlement, you must check these three boxes:
- You still have the paddle in your possession.
- You didn’t participate in JOOLA’s earlier voluntary return program.
- You currently own a JOOLA Gen 3 paddle from the list below.
The deal provides two forms of compensation:
- $300 refund for anyone who can show proof of purchase
- $150 gift code for those who can’t
However, you must return your Gen 3 paddle using a prepaid label before receiving payment. The deadline to submit a claim and return your paddle is December 15, 2025.
8. TreeHouse Foods’ $4 million settlement over recalled frozen waffles
TreeHouse Foods is settling claims after a massive 2024 recall that pulled dozens of frozen waffle brands from grocery stores across the U.S. and Canada. Shoppers argue the company should’ve warned them sooner about potential listeria contamination, especially since many had already eaten or discarded the products by the time the food recall was announced.
TreeHouse chose a settlement route, setting aside $4 million for eligible shoppers.
You’re one of these shoppers if:
- You purchased one of the recalled frozen waffle brands between October 18, 2024, and September 2, 2025.
- The product was bought for personal use.
- It appears on the settlement’s covered product list.
Refunds are available whether or not you kept your receipt.
With proof, you can recover the full purchase price. Without it, households can still claim reimbursement for up to two qualifying products. Any refunds issued directly by TreeHouse during the recall will be deducted.
The claim deadline is December 16, 2025.
9. City of Hope’s $8.5 million settlement over its 2023 patient data breach
City of Hope is resolving claims tied to a 2023 cyberattack that exposed highly sensitive patient information, including Social Security numbers and medical data. The breach wasn’t discovered until months later, and patients didn’t receive notice until April 2024—a delay that sparked the lawsuit.
The data breach lawsuit eventually resulted in an $8.5 million settlement fund.
You’re eligible for a payout from this fund if you meet the following two criteria:
- You received a City of Hope data breach notice in April 2024.
- The notice stated your information was involved in the October 2023 incident.
Payments vary based on the harm you experienced.
Patients with documented losses can be reimbursed up to $5,000, including out-of-pocket costs and four hours of lost time. Those without documentation can claim a $100 cash payment, and California residents receive an additional $250 statutory payment. All claimants also get access to CyEx credit and medical information monitoring.
The deadline to file a claim is January 13, 2026.
10. AARP’s $12.5 million settlement over sharing video-viewing data with Facebook
AARP is resolving a privacy lawsuit after site visitors discovered that Meta Pixel was tracking which videos they watched on AARP.org and linking that activity to their Facebook identities. The case was brought under the Video Privacy Protection Act, a federal law that limits how companies can share video-viewing information.
Rather than continue fighting the suit, AARP agreed to a $12.5 million settlement.
Payouts are expected to fall somewhere between $47 and $237, depending on how many people file. As part of the deal, AARP will also scale back Pixel tracking on certain video pages so viewing habits aren’t passed to Facebook going forward.
You may claim your part of this pending settlement if all of the following apply:
- You streamed or accessed video content on AARP.org between September 27, 2020, and September 12, 2025.
- You had an active Facebook account during that time.
- You were either an AARP member or a registered AARP.org user.
The claim submission deadline is December 31, 2025.
Settlemate: Let pending settlements come to you
There are always new settlements popping up: data breaches, product recalls, hidden fees, you name it. As long as companies slip up and consumers get shortchanged, more payouts will keep hitting the pipeline.
Now, you can spend hours digging through legal notices, government pages, and random websites… or you can stop doing it the hard way.
Instead, you should use a tool that tracks every open settlement automatically and tells you exactly when you’re owed money. That tool is Settlemate, and it will do the following for you:
- Find every claim you qualify for by scanning your email and matching your purchases to active settlements
- Auto-fill and submit your claim forms without lawyers or complex paperwork
- Track your payout in real time so you always know what’s happening and when to expect money
- Alert you instantly when new pending settlements that match your profile appear
- Pull receipts and order confirmations automatically so you don’t have to dig for proof
All you have to do is download the app on the App Store or Google Play and start claiming your money today.
