Hidden money from class action settlements exists, and most people don't realize it. Every year, corporations quietly pay out billions to everyday consumers.
The problem is that most people never see a cent. Class action settlements hide in fine print, get little publicity, and slip past unnoticed. Even when you hear "you might be entitled to compensation," the process feels too confusing to bother with.
That is starting to change. In 2025, new apps and platforms are removing the complexity and putting class action money within reach.
This guide highlights the ten best apps to claim money, helping you actually claim what is yours and turn forgotten lawsuits into real payouts.
How we chose the best apps to claim money
Not every "claim money" app is worth your time, so we kept things simple and picked tools that are:
- Easy to use - clear filing, no legal jargon.
- Actually pay out - connected to real, active settlements.
- Keep you in the loop - with reminders, status updates, and payout alerts.
- Safe - reputable apps with good reviews and reliable sources.
The 10 best apps to claim money in 2025
Here’s our list of the best apps to claim money in 2025, showing how each one works and the ways you can benefit from them:
1. Settlemate
If you only download one app to claim free money in 2025, make it Settlemate. The app removes all the confusion from class action settlements and turns them into cash you can actually collect.
Here’s how it works: Settlemate scans for lawsuits tied to brands you’ve shopped with, then shows you which ones you qualify for. From there, you can file your claim in just a couple of taps - no paperwork, no lawyer talk. The app even tracks your claims and sends you alerts when deadlines are coming up or payouts are on the way.
People are using it to cash in on big cases like Facebook’s privacy settlement (payouts of $30 - $100 were common) or refund programs for everyday purchases. On top of that, Settlemate also finds recall refunds and price-drop credits, so you’re not leaving any money on the table.
Why it’s worth it:
- Free to try, with optional premium plans for faster alerts.
- Simple, automated filing process - you just tap and go.
- Real-time updates mean you never miss a payout window.
Settlemate has a near-perfect App Store rating for a reason: it makes getting settlement money as easy as checking your messages.
2. Sparrow
Sparrow is perfect if you want to go beyond class actions and scoop up every type of “found money” you might have missed. Think unclaimed state funds, refunds, airline compensation, and even late delivery credits - Sparrow pulls it all together in one place.
You connect your email or payment accounts securely, and Sparrow scans for eligible refunds. It flags opportunities you’d probably never find on your own, then walks you through the process of claiming them.
Many users report finding hundreds of dollars from old utility refunds, closed bank accounts, or forgotten subscription credits. With class actions added on top, it can feel like discovering a hidden paycheck.
Why it’s worth it: It’s like having a money detective in your pocket - one app that makes sure no refund or payout slips by.
If you're interested in exploring Sparrow alternatives, check out our detailed guide on the best apps like Sparrow for class action claims.
3. Payout: Claim - Make Them Pay
Payout markets itself almost like a side hustle app, and that’s precisely how many people use it. It shows you brand-specific settlements you qualify for, helps you file, and then notifies you when new opportunities open up.
For example, if you’ve ever bought from a brand tied to a settlement, Payout will flag it and give you the claim details in plain language. Filing usually takes less than five minutes, and you can stack multiple claims over time.
Many users share stories on social media about earning easy money, from $15 checks to $100+, depending on the case. While not life-changing, it’s one of the easiest “passive income” style apps out there.
Why it’s worth it: Quick payouts tied to brands you already shop with, plus easy guided filing.
4. Collectively
Unlike most consumer apps chasing small refunds, Collectively zooms in on the big cases. We’re talking major antitrust, healthcare, or travel lawsuits where payouts can reach hundreds or even thousands of dollars.
The app manages complex claims for you, including ones that may need receipts, records, or detailed submissions. And you don’t pay anything up front. Collectively, it only takes a cut if you get money back.
It’s especially useful if you’ve ever been part of industries hit with large-scale settlements, like airlines or healthcare. While it won’t surface dozens of small claims, the few cases it does cover can be much more valuable.
Why it’s worth it: Higher-value claims, handled for you, with no cost unless you win.
5. OpenClassActions.com
If you’d rather not download an app, OpenClassActions.com is a free website that lists all current settlements in a clean, easy-to-scan format.
It shows you the payout ranges, proof requirements, and deadlines at a glance, so you know right away whether it’s worth filing. You can click through directly to the official claim forms, which makes the whole process quick and scam-free.
Many users appreciate it for “payout transparency,” as it allows them to compare side-by-side estimates, such as “$25 without proof” or “$200 with proof.” It also lists ongoing investigations so that you can get a heads-up before cases even open.
Why it’s worth it: Free, instant access to live settlement listings - perfect for checking whenever you want new opportunities.
6. Corresi
Corresi is a free mobile app and website that helps you stay on top of deadlines and submit claims without getting lost in paperwork.
The app verifies settlement notices so you know they're real, then guides you step by step through the claim process.
It also keeps all your claims and deadlines in one dashboard, making it easier to track progress and avoid missing payments.
If you're looking for a lightweight and free solution to keep you organized while flagging new settlements, Corresi is a solid choice.
Why it's worth it: No cost, no clutter - just a clear dashboard that keeps you on track with claims.
7. BeerMoney
If you're looking to make some extra cash in your spare time, BeerMoney is the perfect place to start. While it's not specifically an app, it's a site (or group of sites) that collects lists of side hustles, survey apps, freebies, and other micro-income ideas.
Think: fill out surveys, try out apps, use referral codes, maybe play a few games. All the tasks that don't require a full workday, but add up.
Why it's useful:
If you have even half an hour free, BeerMoney gives you ideas to turn it into $1-5 extra, maybe more. It's great for weekends, downtime, or whenever you want to try something new without risk.
8. The Penny Hoarder
The Penny Hoarder focuses on smart money ideas - saving, earning side cash, budgeting - that are realistic for most people. Rather than pushing single apps, it covers many ways to stretch dollars or make a few extra bucks.
You’ll get stories from real people who’ve used apps, cash-back tools, and side hustles to bring in extra income, plus easy guides on things like getting money back on bills, grabbing bonuses, or squeezing more value from your credit cards.
Why it's useful:
The writing feels friendly and doable. Not "here's the perfect app if you spend $500," but "if you buy groceries every week, here's how you can get a free gift card or rebate just by tapping your receipts or stacking deals."
9. Fetch
Fetch is one of the easiest rewards apps if you shop regularly. It pays you back (in points) for receipts, physical or digital, from stores or restaurants. You turn those points into gift cards or other rewards.
Fetch Rewards works by letting you shop as usual, snap a photo of your receipt, and instantly earn points, sometimes with bonus rewards if certain products qualify. You can also connect digital receipts so you don’t have to hang on to paper ones, and every so often there are sweepstakes or special offers that give you even more chances to earn.
What you can expect:
If you're only uploading receipts from your normal shopping, you might make a few dollars a month. Maybe enough for a $5–$10 gift card every month or two. If you chase the bonus offers, combine with referrals, or shop strategically, you can bump that up.
10. Pogo
Pogo is made for people who want rewards without having to do a lot of extra stuff. It works quietly behind the scenes and occasionally asks you to scan receipts, play games, or answer surveys. But most of the time, it's rewards for purchases you already make.
Pogo works by linking to your credit or debit cards and automatically giving you points or rewards for many of your everyday purchases - no need to upload a receipt each time.
You can still scan receipts for extra points, unlock weekly bonuses by completing activities like scanning multiple receipts, and even earn more through extras such as surveys, games, and special offers.
What you can expect:
You probably won't earn hundreds, but maybe enough for small cashouts (or gift cards) via PayPal or Venmo. If you're consistent, it adds up. Some users report $30-50 over time from doing ordinary spending + extras.
How to get the most out of these apps
If you want more than just a couple of small checks, it helps to use these apps the smart way. Here are some proven tips:
- Try more than one app: Settlements pop up in different places. Using Settlemate for automatic filing, Sparrow for unclaimed funds, and OpenClassActions.com for quick checks gives you wider coverage than relying on a single source.
- Turn on alerts: Push notifications and emails might feel like clutter, but they are the difference between catching a $50 payout and missing it completely.
- File right away: Waiting to submit means risking missed deadlines or delays in payments. Large settlements like Facebook’s privacy case rolled out payments in waves, and early filers were among the first to get their money.
- Use only trusted links: Always submit through the official administrator website. Fake forms have popped up online, and claims sent through them are often thrown out.
- Understand the math: Some settlements divide money evenly, while others pay more if you can prove purchases or longer usage.
- Keep your receipts: Even digital screenshots or confirmation emails count. In grocery and retail settlements, proof often means the difference between a $5 minimum payout and $100 or more.
Why Settlemate stands out as the best app to claim the money in 2025
Each of these apps gives you a different way to claim money that’s rightfully yours.
If your goal is to turn overlooked settlements into real payouts without the stress, Settlemate is the best choice.
While other platforms focus on alerts or listings, Settlemate takes you from start to finish:
- Instantly matching you with class actions you qualify for.
- Filing your claims automatically in just a few taps.
- Sending smart alerts when new settlements open or your case progresses.
- Tracking deadlines, approvals, and payouts in one place.
- Keeping your data safe with encrypted logins and secure storage.
Ready to use the best app to claim the money in 2025?
Start with Settlemate and make sure every eligible settlement pays out without the confusion, missed deadlines, or extra hassle.
